Number of the improvement: From $200 to $400, provided you also plan to apply for a Jackson Hewitt No Fee Refund Advance Loan or Go Big Refund Advance Loan (see below).

The way it operates: Apply on the Jackson Hewitt website to see whether you prequalify. Then go to a storefront office to have your taxes prepared. If you come in with a pay stub, this first advance-$200 to $400-can be loaded onto an American Express Serve prepaid card within minutes to 24 hours. If you choose to have the advance direct deposited into your bank account, expect the advance within one to three days of filing.

Prepaid card facts: American Express Serve card has a variety of fees but can be used free at 24,000 MoneyPass ATMs.

How it functions: Apply on the Jackson Hewitt website to see whether you prequalify. Then go to a storefront office to have your taxes prepared. If you select to receive the refund advance on an American Express Serve Card, you will get the loan amount within minutes to 24 hours. If you choose to have the advance direct deposited into your bank account, it’ll take one to five business days after you file.

Prepaid credit card details: American Express Serve card has a variety of fees but can be used free at 24,000 MoneyPass ATMs.

Level of the advance: You can apply for an advance of $1,000, $1,500, $2,000, $3,000, $4,500, $5,000, $6,000, or $7,000, depending on your eligibility.

Freedom Income tax Effortless Get better

Number of the advance: A finance charge as high as percent is charged on Easy Advances of $2,500 or more.

How it operates: Have your tax return prepared at a Liberty Tax location. Your advance will arrive within 24 hours after your return has been accepted by the IRS (or 24 hours after filing, if you file before the tax season starts). Funds can be loaded onto a NetSpend Liberty Tax Prepaid Mastercard or direct deposited into an existing account.

TaxSlayer’s Refund Improve

Level of the advance: You can apply for an advance of $500 or $1,000. You must use TaxSlayer Classic, Premium, or Ultimate for tax preparation, among other eligibility requirements. You also can’t be a Vermont resident. The advance amount and your overall eligibility will be determined when you apply based on underwriting criteria by MetaBank, which is backing the loans.

How it functions: Apply for TaxSlayer’s Refund Advance online when you complete and electronically file your return with TaxSlayer. Once the IRS accepts your return, it generally takes 24 hours to get approved for the loan. The refund advance is then loaded onto a new TaxSlayer Prepaid Visa Card. (TaxSlayer says it applies for that card for you, sending your personal information-including Social Security number-to Green Dot Bank, the card issuer.)

TurboTax Reimburse Get better

Quantity of the improvement: You can apply for an advance of $250, $500, $750 to $1,000. Your expected refund must be at least $1,000. Among other eligibility requirements, you can’t live in or file a return in Illinois, North Carolina, or Vermont.

The way it works: Apply for the Refund Advance after completing your taxes with TurboTax. If you’re approved for the advance, it will be loaded onto a virtual Turbo Prepaid Visa card within 48 hours of the IRS accepting your electronically filed return. An email will explain how to set up the virtual card; you then can use it online wherever it’s accepted. A physical card typically arrives within 5 to 10 business days.

The fresh new income tax-preparing enterprises informed united states you are not to the link if the reimburse turns out to be less than the advance you received. You don’t need to pay them back the difference.