An indicator pricing financing so you can private customers
- Posted by admin
- On septembrie 11, 2024
- 0
Fees and you will charges
The latest small print for the home loans require that you discover normal income, social cover or your retirement repayments and use DNB since your everyday financial.
Calculation out of active interest levels
BLU Initiate:Loan amount NOK dos one hundred thousand 100 to 85 % out-of market price. Affordable interest 3.39 % p.a beneficial. Annuity loan having effective interest rate 3,52 % p.a great. also top-end fee NOK step 3 190 and you can instalment payment NOK 65. Prices NOK 990 890, complete NOK dos 990 890 more 25 years.
Amount borrowed NOK dos 100 one hundred thousand, nominal rate of interest cuatro.69 % p.a. to own step three year repaired rates. Annuity loan which have active interest rate cuatro.87 % p.a good. including front side-prevent commission NOK step three 190 and you can instalment payment NOK 65. Prices NOK 1 422 590, totalt NOK step 3 422 590 more than twenty five years.
Car loan having young adults that have downpayment 35 % or higher:Amount borrowed NOK 150 100000 around 65 % away from cost. Annuity mortgage with moderate interest cuatro.74 % p.an effective., effective interest rate six.54 % p.a great. and front-prevent payment NOK dos five-hundred and you will instalment commission NOK 65. Costs NOK twenty five 484, total NOK 175 484 more five years.
Loan amount NOK 50 100000. Moderate interest rate % p.good. Annuity financing which have active interest rate % p.a great. including front side-prevent commission NOK five hundred and you can instalment fee NOK 50. Total cost NOK 68 777 more than 5 years.
Fixed-rates mortgage Tale:Loan amount NOK dos one hundred thousand 000, nominal rate of interest 4.69 % p.good. for step 3 year repaired rate. Annuity loan having effective interest cuatro.87 % p.good. plus side-end commission NOK step 3 190 and instalment fee NOK 65. Pricing NOK step 1 422 590, totalt NOK step three 422 590 more twenty five years.
Car loan Saga and Saga Platinum with 35 % down-payment:Loan amount 150 000 NOK up to 65 % off price. Annuity financing having affordable rate of interest cuatro,74 % p.an excellent., productive interest rate six.forty-two % p.a. and front side-prevent payment NOK 2 three hundred and you will instalment commission NOK 65. Costs NOK 25 259, complete NOK 175 259 more five years.
Saga Liquidity put aside:Loan amount NOK 70 one hundred thousand. Nominal interest %, active interest % in addition to side-prevent fee NOK 500. Costs NOK cuatro 574, overall NOK 74 574 more 12 months.
Home Eclectic loans loan as much as 75 % out-of ount NOK 2 000 100000, up to 75 % away from market value. Nominal interest rate cuatro,30 % p.a great. Annuity mortgage that have productive rate of interest cuatro,forty-five % p.a. and additionally side-end percentage NOK step three 190 and instalment fee NOK 65. Cost NOK 1 286 390, complete NOK 3 286 390 more 25 years.
Household collateral credit line:Amount borrowed NOK 2 100 100000, doing 75 % off market value. Moderate interest rate cuatro,31 % p.a good. Annuity mortgage with effective interest cuatro,forty five % p.an effective. as well as top-stop commission NOK step 3 190 and you may instalment percentage NOK 65. Costs NOK step 1 286 390, overall NOK step 3 286 390 over 25 years..
Fixed-rates home mortgage:Amount borrowed NOK dos one hundred thousand 000 to 75 % away from market value. Nominal rate of interest cuatro.74 % p.a good. to possess 3 12 months fixed rate several months. Annuity loan which have active interest 4.92 % p.an excellent. along with front-stop commission NOK 3 190 and you can instalment commission NOK 65. Rates NOK step one 439 690, full NOK step three 439 690 more than twenty five years.
Eco-friendly mortgage:Loan amount NOK 2 100 100000 doing 85 % out-of market value. Affordable interest step 3.39 % p.an excellent. Annuity financing having productive interest rate step 3.52 % p.an excellent. also top-end fee NOK step 3 190 and you can instalment commission NOK 65. Prices NOK 990 890, totalt NOK dos 990 890 more than twenty five years.
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